Life Insurance

Life Insurance policy provides a cash benefit to your family or designated beneficiaries in case of your death during the term of the policy. By taking out Life assurance you can provide protection for your family to pay mortgage balance, personal loans, and have a sufficient cash sum to replace any lost income until the children would no longer be financially dependent on the surviving partner.

There are many different types of life assurance policies

Level term life assurance
This covers the holder of the policy for a fixed amount for an agreed period of time.

Decreasing term life assurance
In this type of policy the amount reduces the level of cover reduces over an agreed period of time. For example the sum assured reduces in line with the outstanding balance on a repayment mortgage.

You may want to take a look at our Family Income Benefit (FIB) page which also another type of life assurance.

We at UK Financial Matters, our advisers are specialists in protection insurances and can provide free quotations for Building and Content Insurance, Life Insurance, Family Income Benefits, Accident, Sickness & Unemployment Insurance, Mortgage Payment Protection Insurance, Critical Illness Cover and Payment Protection Insurance so you can be rest assured that your home and family are fully covered in every event.

Applications for any of the above insurances can be arranged over the phone and independent of a mortgage.

However, if you would prefer a face to face meeting our advisers would be very happy to see you at our friendly office.

No fee is payable when you apply for any of the protection insurance products. We will be paid by commission from the Insurance Company.

Please fill up the short enquiry form online or call us now to arrange an appointment on 0800 311 2012 or you can e-mail us with your contact details and preferred times to enquiries@ukfinancialmatters.co.uk