Mortgage Payment Protection Insurance (MPPI)
The Facts
You might think that you would be able to rely on your savings or State benefits to pay your mortgage monthly payments, utilities and other costs if you are unable to work but research has shown that for the vast majority of borrowers both these routes would be insufficient to cover them.
Mortgage Payment Protection is a comprehensive insurance policy if you are unable to pay your mortgage for a specified period of time due to sickness, unemployment or an accident.
Mortgage Protection Insurance does not usually cover pre-existing medical conditions, pregnancy, substance abuse, or disorders without backing medical evidence.
Usually, these payments are made after 30 consecutive days of non-working, up to the sooner of 12 months or the return to work. You may want to take a look at our Permanent Health Insurance page for more information of longer-term insurance cover.
We at UK Financial Matters, our advisers are specialists in protection insurances and can provide free quotations for Building and Content Insurance, Life Insurance, Family Income Benefits, Accident, Sickness & Unemployment Insurance, Mortgage Payment Protection Insurance, Critical Illness Cover and Payment Protection Insurance so you can be rest assured that your home and family are fully covered in every event.
Applications for any of the above insurances can be arranged over the phone and independent of a mortgage.
However, if you would prefer a face to face meeting our advisers would be very happy to see you at our friendly office.
No fee is payable when you apply for any of the protection insurance products. We will be paid by commission from the Insurance Company.
Please fill up the short enquiry form online or call us now to arrange an appointment on 0800 311 2012 or you can e-mail us with your contact details and preferred times to enquiries@ukfinancialmatters.co.uk
We will contact you within 24 hrs to discuss your requirements
At UK Financial Matters, our advisers are specialists in protection insurances and We will always advise you and make our recommendation for any of the protection insurance products we offer.
Applications for any of the above insurances can also be arranged over the phone and independent of a mortgage.
However, if you would prefer a face to face meeting our advisers would be very happy to see you at our friendly office.
No fee is payable when you apply for any of the protection insurance products. We will be paid by commission from the Insurance Company.