Self Cert Mortgages
Self Cert mortgages are for people whose income is difficult to assess using the standard methods adopted by most high street mortgage lenders. These types of mortgages require a signed declaration of your income without providing any proof.
Bonuses, commission and seasonal work can cause income to vary over time or be difficult to guarantee and this may not be considered acceptable in order to get a mainstream mortgage. In addition to the self employed, self certification mortgages are often suitable for
- Unsalaried company directors
- Contract workers
- Commission based workers
- People with seasonal or temporary earnings
- People with more than one income
- Freelance workers
With an access to the whole of mortgage market, we at UK Financial Matters can offer you the widest possible choice.
Mortgages can be arranged over the phone or we can arrange a face to face meeting at our bright and friendly office and our advisors would be very happy to assist you.
Please note that we will always advise you and make our recommendation for any of mortgage products we offer.
We do not charge any broker fee for giving advice and arranging mortgages. We will be paid by commission from the lender.
Please fill up a short enquiry form online or call us now to arrange an appointment on 0800 311 2012 or you can e-mail us with your contact details and preferred times to enquiries@ukfinancialmatters.co.uk